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Terms of Service

📅 Effective Date: 1 January 2025 🔄 Last Updated: March 2025 📍 Hawkfin, Coimbatore, Tamil Nadu, India
Contents
  1. Acceptance of Terms
  2. Our Services
  3. User Obligations
  4. Calculator Tools
  5. Intellectual Property
  6. Disclaimer of Warranties
  7. Limitation of Liability
  8. Payment Terms
  9. Termination
  10. Governing Law
  11. Changes to Terms
  12. Contact Us

Please read these Terms of Service carefully before using the Hawkfin website or services. By accessing or using our website at hawkfin.io, you agree to be bound by these terms. If you do not agree to these terms, please do not use our website or services.

1. Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User", "you", or "your") and Hawkfin ("Company", "we", "us", or "our"), a financial consultancy and technology company incorporated and operating in Coimbatore, Tamil Nadu, India.

By accessing our website, using our financial calculators, submitting our contact form, joining our waitlist, or engaging our consultancy services, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

2. Our Services

Hawkfin provides the following services, subject to these Terms:

Consultancy Services

  • Financial strategy and planning for startups and MSMEs.
  • Accounting, bookkeeping, and financial reporting.
  • Taxation advisory — direct and indirect tax (including GST).
  • Startup investment advisory and compliance management.
  • Operational excellence consulting and process optimisation.
  • CFO services and pitch deck financial modelling.

AI Analytics Platform (Coming Soon)

Our AI finance analytics platform is currently under development. Joining our waitlist does not guarantee access or any specific launch timeline. We reserve the right to modify, delay, or discontinue the platform at any time without notice.

Free & Premium Calculator Tools

We offer free and premium financial calculators on our website. Free calculators are available to all users without registration. Premium calculators require payment as described in Section 8.

Blog & Educational Content

Our blog provides general financial information and educational content. This content is for informational purposes only and does not constitute professional financial, legal, or tax advice.

3. User Obligations

By using our website and services, you agree to:

  • Provide accurate, complete, and truthful information when submitting forms or engaging our services.
  • Use our website and services only for lawful purposes and in compliance with applicable Indian laws and regulations.
  • Not attempt to gain unauthorised access to any part of our website, systems, or data.
  • Not use our website to transmit spam, malware, or any harmful or illegal content.
  • Not reproduce, distribute, or commercially exploit our content without our prior written consent.
  • Not misrepresent your identity or affiliation when contacting us or using our services.

We reserve the right to suspend or terminate your access to our services if you violate any of these obligations.

4. Calculator Tools — Important Notice

⚠️ The results produced by our financial calculators are estimates only. They are provided for educational and planning purposes and should not be relied upon as the sole basis for any financial, investment, or business decision.

Our calculators use standard financial formulas and the inputs you provide. The accuracy of results depends entirely on the accuracy of your inputs. We make no representation or warranty regarding the accuracy, completeness, or fitness for purpose of calculator results.

You should always consult a qualified financial professional before making significant financial decisions. Hawkfin is not liable for any decisions made based on calculator outputs.

5. Intellectual Property

All content on the Hawkfin website — including but not limited to text, graphics, logos, icons, images, audio clips, code, and software — is the property of Hawkfin or its content suppliers and is protected by Indian and international intellectual property laws.

What you may do

  • View and access our content for personal, non-commercial use.
  • Share links to our blog articles on social media or other platforms.
  • Quote brief excerpts from our blog content with clear attribution to Hawkfin and a link back to the original article.

What you may not do

  • Copy, reproduce, or republish our content in full without prior written permission.
  • Use our brand name, logo, or trademarks without authorisation.
  • Create derivative works based on our content without permission.
  • Commercially exploit any part of our website or its content.

6. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to:

  • Warranties of merchantability or fitness for a particular purpose.
  • Warranties that the website will be uninterrupted, error-free, or free of viruses.
  • Warranties regarding the accuracy or completeness of any information on the website.

⚠️ Our blog content and calculators are not a substitute for professional financial, legal, or tax advice. Always consult a qualified professional before making financial decisions.

We do not warrant that the website will meet your specific requirements or that any errors will be corrected. We reserve the right to modify or discontinue any part of the website at any time without notice.

7. Limitation of Liability

To the maximum extent permitted by applicable law, Hawkfin and its founders, directors, employees, and agents shall not be liable for any:

  • Indirect, incidental, special, consequential, or punitive damages.
  • Loss of profits, revenue, data, goodwill, or other intangible losses.
  • Damages resulting from your use of or inability to use our website or services.
  • Damages arising from errors, inaccuracies, or omissions in any content on our website.
  • Damages resulting from your reliance on financial information, calculator results, or blog content.

Where liability cannot be excluded by law, our total liability to you for any claim arising from or related to these Terms or our services shall not exceed the amount you paid to us for the specific service giving rise to the claim in the 12 months prior to the claim.

8. Payment Terms

Premium calculator access

Premium financial calculators are available on a pay-per-use basis (₹39 per use) or a monthly subscription (₹99/month for unlimited access to all premium calculators). Equivalent pricing applies for USD users.

Consultancy services

Pricing for consultancy services is agreed upon individually and communicated to you in a formal proposal or engagement letter before work commences. Payment terms are specified in your individual service agreement.

Refund policy

  • Premium calculators (single use): No refund once calculator access has been granted and used.
  • Monthly subscriptions: You may cancel at any time. No refund is provided for the current billing month; cancellation takes effect from the next billing cycle.
  • Consultancy services: Refund terms are specified in your individual service agreement. Generally, fees for work already completed are non-refundable.

Payment gateway

Online payments are processed through third-party payment gateways. By making a payment, you also agree to the terms and conditions of the relevant payment processor. We do not store your payment card details.

9. Termination

We reserve the right to suspend or terminate your access to our website or services at any time, without notice or liability, if we believe you have violated these Terms or if we decide to discontinue any part of our services.

You may discontinue using our services at any time. If you have an active subscription, termination is subject to the refund policy described in Section 8.

Upon termination, all provisions of these Terms which by their nature should survive termination shall continue to apply, including intellectual property rights, disclaimers, and limitations of liability.

10. Governing Law & Dispute Resolution

These Terms are governed by and construed in accordance with the laws of India. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts in Coimbatore, Tamil Nadu, India.

Dispute resolution process

Before initiating any legal proceedings, we encourage you to first contact us directly at sales@hawkfin.io to attempt to resolve the dispute amicably. We will endeavour to respond to all complaints within 10 business days.

If a dispute cannot be resolved through direct negotiation within 30 days, either party may pursue their rights through the appropriate legal channels.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Last Updated" date at the top of this page. Your continued use of our website or services after any changes constitutes your acceptance of the revised Terms.

We encourage you to review these Terms periodically. If you do not agree to any revised Terms, you must stop using our website and services.

12. Contact Us

If you have any questions about these Terms of Service, or if you wish to report a concern, please contact us:

Hawkfin

📧 sales@hawkfin.io

📱 +91 6383890485

📍 Coimbatore, Tamil Nadu, India

🕐 Monday – Saturday, 7:00 AM – 7:00 PM IST

We aim to respond to all enquiries within 2 business days.

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